Julia Rathkey's Blog

How To Find Your Debt-To-Income Ratio
Posted on 11/11/2019
How To Find Your Debt-To-Income Ratio
You know when you buy a home that your credit score matters, but do you see all of the numbers that matter to your financial picture when you’re buying a home? Your debt-to-income ratio is one of the most critical figures that will influence if you can get a mortgage and what type of rate you can get. What...
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A Breakdown of the Buyer's Closing Costs
Posted on 11/04/2019
A Breakdown of the Buyer's Closing Costs
If you’re a first-time homebuyer, you might be wondering what all of the expenses you can expect to have when it comes time to close on your home. Ideally, you’ll want to understand all of the closing costs months in advance so that you can plan accordingly. However, even if you’re close to purchasing your first home, it’s still...
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Are You Ready to List Your House?
Posted on 10/28/2019
Are You Ready to List Your House?
Adding your home to the real estate market may prove to be challenging, particularly for a property seller who fails to plan ahead. Lucky for you, we're here to eliminate the guesswork commonly associated with the home selling process. Now, let's take a look at three tips to help you list your house and streamline the home selling journey....
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Another Property Sold - 55 Buttonball Road, Old Lyme, CT 06371
Posted on 10/25/2019
Another Property Sold - 55 Buttonball Road, Old Lyme, CT 06371
Adorable farmhouse that has been in the same family for generations awaiting your vision! New oil tank in basement. Buried oil tank in yard has been removed by licensed company. Two bedrooms upstairs with full bath, and downstairs bedroom with half bath. Fireplace in living room and wood flooring in much of home. Large eat-in kitchen and wonderful level yard abutting Black Hall golf course. Charming built-in corner hutches in dining room and fabulous wrap around porch. Replacement, thermopane windows throughout home. One care detached garage. Renovation is needed but with your ideas, vision and a FNMA or FHA Renovation loan this will be a...
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Did Your Offer Get Rejected? Here’s Why
Posted on 10/21/2019
Did Your Offer Get Rejected? Here’s Why
Buying a home can be frustrating, time-consuming and tiring. It requires patience on your part as a buyer. There are process and procedures you need to go through after you decide to buy a house but before the ownership of a home becomes yours. Getting a house that you love and would meet all your demands can be...
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How to Stage an Appealing Open House
Posted on 10/14/2019
How to Stage an Appealing Open House
Photo by Milly Eaton via Pexels If you're like most people who are beginning the process of putting their homes up for sale, you're probably aware of the concept of home staging. Home staging is a strategy used to present your home in a good light to prospective buyers by creating a warm, welcoming environment. Typical home staging...
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Tips for Garden Maintenance
Posted on 10/07/2019
Tips for Garden Maintenance
Everybody can have a great garden. Yes, it will demand some attention and details, as would other great things, but if you put your heart to it, you will find that it is not impossible even for you. Here are some the top tips you should pay attention to if you want to keep a healthy garden. Hydrate...
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55 Buttonball Road, Old Lyme, CT 06371 is now new to the market!
Posted on 10/03/2019
55 Buttonball Road, Old Lyme, CT 06371 is now new to the market!
Adorable farmhouse that has been in the same family for generations awaiting your vision! New oil tank in basement. Buried oil tank in yard has been removed by licensed company. Two bedrooms upstairs with full bath, and downstairs bedroom with half bath. Fireplace in living room and wood flooring in much of home. Large eat-in kitchen and wonderful level yard abutting Black Hall golf course. Charming built-in corner hutches in dining room and fabulous wrap around porch. Replacement, thermopane windows throughout home. One care detached garage. Renovation is needed but with your ideas, vision and a FNMA or FHA Renovation loan this will be a...
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Reduce Stress and Keep Your Sanity
Posted on 09/30/2019
Reduce Stress and Keep Your Sanity
Do you hate running late for work in the morning, late to a meeting, late to dinner with friends? Who doesn’t? Maybe you can’t find your keys, your outfit wasn’t clean or pressed, or it just took you a long time to get ready because all the tools you need got strewn about the house. There easy ways...
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Get Your Home Ready For Winter
Posted on 09/23/2019
Get Your Home Ready For Winter
It's vitally important that you prepare yourself appropriately for the freezing temperatures that winter brings with it, and getting your home ready for this season cannot be understated. Here are a few things that you need to put in place to get your home prepared for the winter season. Increase your lighting - While natural light is abundant...
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10 Tips for Choosing the Right School for Your Child.
Posted on 09/16/2019
10 Tips for Choosing the Right School for Your Child.
The school has a significant role to play in the life of a child so, be careful when choosing. It is the most critical aspect of a person's life. All they become as an adult takes its roots in the schools they've attended. Therefore, finding the ideal school for your kids can make a massive difference in their...
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Packing Fragile Items For a Move
Posted on 09/09/2019
Packing Fragile Items For a Move
Moving from one home to another home is a task that is draining, time-consuming and hectic. When deciding to relocate, there are a lot of factors to consider before the actual move. Having to pack up your things in preparation for the move can take weeks and sometimes months. After going through the pain of packing and then...
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